# Create funding instruction

`POST /funding-instructions`

Use this method to create a funding instruction that tells us how to distribute the funds from your merchants' transactions.  

**Note:** Before you create a funding instruction, you can use our [List Funding Balances](https://docs.payroc.com/api/schema/funding/funding-activity/retrieve-balance) method to view the amount of available funds that a merchant has.  

In your request, include an array of merchantInstruction objects. Each merchantInstruction object contains the following:  
-	Merchant ID (MID) of the merchant whose funding balance you want to distribute.  
-	Funding account that you want to send funds to.  
-	Amount that you want to send to the funding account.  

Our gateway returns the instructionId, which you can use to run follow-on actions.