# Create payment

`POST /payments`

Use this method to run a sale or a pre-authorization with a customer's payment card. 

In the response, our gateway returns information about the card payment and a paymentId, which you need for the following methods:

-	[Retrieve payment](https://docs.payroc.com/api/schema/card-payments/payments/retrieve) - View the details of the card payment.
-	[Adjust payment](https://docs.payroc.com/api/schema/card-payments/payments/adjust) - Update the details of the card payment.
-	[Capture payment](https://docs.payroc.com/api/schema/card-payments/payments/capture)  - Capture the pre-authorization.
-	[Reverse payment](https://docs.payroc.com/api/schema/card-payments/refunds/reverse)  - Cancel the card payment if it's in an open batch.
-	[Refund payment](https://docs.payroc.com/api/schema/card-payments/refunds/create-referenced-refund)  - Run a referenced refund to return funds to the payment card.

**Payment methods** 

- **Cards** - Credit, debit, and EBT
- **Digital wallets** - [Apple Pay®](https://docs.payroc.com/guides/take-payments/apple-pay) and [Google Pay®](https://docs.payroc.com/guides/take-payments/google-pay) 
- **Tokens** - Secure tokens and single-use tokens

**Features** 

Our Create Payment method also supports the following features: 

- [Repeat payments](https://docs.payroc.com/guides/take-payments/repeat-payments/use-your-own-software) - Run multiple payments as part of a payment schedule that you manage with your own software. 
- **Offline sales** - Run a sale or a pre-authorization if the terminal loses its connection to our gateway. 
- [Tokenization](https://docs.payroc.com/guides/take-payments/save-payment-details) - Save card details to use in future transactions. 
- [3-D Secure](https://docs.payroc.com/guides/take-payments/3-d-secure) - Verify the identity of the cardholder. 
- [Custom fields](https://docs.payroc.com/guides/take-payments/add-custom-fields) - Add your own data to a payment. 
- **Tips** - Add tips to the card payment.  
- **Taxes** - Add local taxes to the card payment. 
- **Surcharging** - Add a surcharge to the card payment. 
- **Dual pricing** - Offer different prices based on payment method, for example, if you use our RewardPay Choice pricing program. 
- **Healthcare** - Accept payments from Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).