***

title: Repeat payments
icon: calendar-alt
published: true
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For clean Markdown of any page, append .md to the page URL. For a complete documentation index, see https://docs.payroc.com/full-stack-guides/take-payments/llms.txt. For full documentation content, see https://docs.payroc.com/full-stack-guides/take-payments/llms-full.txt.

Repeat payments are payments that a merchant takes from a customer on a regular schedule. For example, a merchant may offer a monthly product such as a magazine subscription or a merchant may allow customers to split large payments into smaller regular payments. The two types of repeat payments that we support are:

* **Recurring payment:** A repeat payment that has no known end date. Examples of recurring payments include:
  * A customer joins a merchant’s gym and the merchant takes \$40 each month until the customer cancels their membership.
  * A customer subscribes to a weekly magazine and the merchant takes \$5 each week until the customer cancels their subscription.
* **Installment payment:** A single large transaction that a customer pays over a fixed period. Examples of installment payments include:
  * A customer buys a television for \$1200 and the merchant takes \$100 each month for a year.
  * A customer books a holiday that costs \$2000 and the merchant takes \$250 each month for eight months.

## Set up repeat payments

To set up and manage repeat payments, you can either:

* Use your own software to manage payments, and our gateway to process them.

OR

* Use our gateway to manage and process payments.

## Guides

<CardGroup cols={2}>
  <Card title="Use your own software" icon="desktop-alt" href="/guides/take-payments/repeat-payments/use-your-own-software">
    Use your own software to take repeat payments.
  </Card>

  <Card title="Use our gateway" icon="hand-holding-usd" href="/guides/take-payments/repeat-payments/use-our-gateway">
    Create a payment plan to take repeat payments.
  </Card>
</CardGroup>