# Run a sale with 3-D Secure

Run a card sale with 3-D Secure authentication by sending an MPI request to verify the cardholder's identity, then submitting the MPI reference in a POST request to the Payments endpoint.

**Prerequisites:** [Authentication](/api/authentication)

Use our 3-D Secure feature to verify a cardholder’s identity during an e-Commerce transaction.

<a id="integration-steps"></a>
## Integration steps

**Step 1.** Sign up for 3-D Secure.  
**Step 2.** Convert the cardholder’s payment details into a single-use token.  
**Step 3.** Send a

merchant plug-in (MPI)

request.  
**Step 4.** Include the MPI reference in a payment request.

<a id="before-you-begin"></a>
## Before you begin

[Authenticate your requests](/api/authentication) before making API calls. If your request fails, see [Errors](/api/errors).

<a id="step-1-sign-up-for-3-d-secure"></a>
## Step 1. Sign up for 3-D Secure

To sign up for 3-D Secure, contact our Customer Support team at [cs@payroc.com](mailto:cs@payroc.com).

We use request forwarding to send you the results of the 3-D Secure check. When you sign up for 3-D Secure, provide a URL that we forward the requests to.

<a id="step-2-convert-the-cardholders-payment-details-into-a-single-use-token"></a>
## Step 2. Convert the cardholder’s payment details into a single-use token

Before you can send a request to our MPI service, you need to convert the cardholder’s payment details into a single-use token.

To create a single-use token, you can use [Hosted Fields](/guides/payments/hosted-fields) or you can use our tokenization feature in our [API](/api).

<a id="step-3-send-an-mpi-request"></a>
## Step 3. Send an MPI request

Send the single-use token to our MPI service with information about the transaction in the query parameters.

| Environment | URL |
| --- | --- |
| Test | [https://payments.uat.payroc.com/merchant/mpi](https://payments.uat.payroc.com/merchant/mpi) |
| Production | [https://payments.payroc.com/merchant/mpi](https://payments.payroc.com/merchant/mpi) |

<a id="query-parameters"></a>
### Query parameters

| Parameter | Type | Required? | Description |
| --- | --- | --- | --- |
| processingTerminalId | string | Yes | Unique identifier that we assigned to the terminal. |
| singleUseToken | string | Yes | Unique token that the gateway assigned to the payment details. |
| email | string | Yes | Cardholder’s email address. |
| amount | number \<double\> | Yes | Total amount of the transaction, which includes surcharges. The value is in the currency’s lowest denomination, for example, cents. |
| currency | string | Yes | [ISO-4217](https://www.iso.org/iso-4217-currency-codes.html) currency code of the transaction. |
| orderId | string | Yes | Unique identifier that the merchant assigns to the order. |
| cardholderChallenge | string | No | Indicates if the merchant wants the issuing bank to challenge the cardholder. Send one of the following values: • `REQUIRED` - Merchant wants the issuing bank to challenge the cardholder. • `OPTIONAL` - Issuing bank decides whether to challenge the cardholder. |

<a id="example-request"></a>
### Example request

```
https://payments.payroc.com/merchant/mpi?processingTerminalId=4479001&amount=100&currency=EUR&orderId=25&email=joe%40adomain.com&singleUseToken=1a8731f50b02e287ac0529fbce352317c089d4adc1178c1867d65114078791d3c3e13962cbab6b574769dfe9ad5397a5aa67a529ceb0b7be17751f076bbe0e4d
```

<a id="response-fields"></a>
### Response fields

If your request is successful, we send a GET request to your MPI receipt URL with the results of the 3-D Secure check and the MPI reference. The response fields are in the query parameters of the GET request.

| Field | Description |
| --- | --- |
| result | Indicates the result of the 3-D Secure check. We return one of the following values: • `A` - The issuing bank approved the transaction. • `D` - The issuing bank declined the transaction. |
| mpiReference | MPI reference of the 3-D Secure check. |
| orderId | Unique identifier that the merchant assigned to the order. |
| status | Status of the 3-D Secure check. We return one of the following values: • `A` - Issuing bank attempted to authenticate the cardholder’s identity. • `N` - Issuing bank didn’t attempt to authenticate the cardholder’s identity. • `U` - Issuing bank was unable to authenticate the cardholder’s identity. • `Y` - Issuing bank authenticated the cardholder’s identity. |
| eci | Response code from 3-D Secure. We return one of the following values: • `05` - Issuing bank used 3-D Secure to authenticate the cardholder. • `06` - Issuing bank or cardholder is not enrolled for 3D Secure. • `07` - 3-D Secure check failed. |

<a id="example-response"></a>
### Example response

```
https://{MPI_RECEIPT_URL}?result=A&status=A&eci=06&mpiReference=d01656cf0ec3e62e3754&orderId=25
```

<a id="step-4-run-a-sale"></a>
## Step 4. Run a sale

To run a sale, send a POST request to our Payments endpoint.

| Environment | URL |
| --- | --- |
| Test | [https://api.uat.payroc.com/v1/payments](https://api.uat.payroc.com/v1/payments) |
| Production | [https://api.payroc.com/v1/payments](https://api.payroc.com/v1/payments) |

In your request, send the following parameters in the threeDSecure object:

- **serviceProvider** – Provide a value of gateway.
- **mpiReference** – Provide the MPI reference that we sent your MPI receipt URL in Step 2.

<a id="request-parameters"></a>
### Request parameters

To create the body of your request, use the following parameters:

<a id="schema-requestbody"></a>
### Schema (`request.body`)

[Request body schema for `POST /payments`](/api/payment)

<a id="example-request-1"></a>
### Example request

<a id="request"></a>
### Request

POST https://api.payroc.com/v1/payments

```curl
curl -X POST https://api.payroc.com/v1/payments \
     -H "Idempotency-Key: 8e03978e-40d5-43e8-bc93-6894a57f9324" \
     -H "Authorization: Bearer <token>" \
     -H "Content-Type: application/json" \
     -d '{
  "channel": "web",
  "processingTerminalId": "1234001",
  "order": {
    "orderId": "OrderRef6543",
    "amount": 4999,
    "currency": "USD",
    "description": "Large Pepperoni Pizza"
  },
  "paymentMethod": {
    "type": "card",
    "cardDetails": {
      "entryMethod": "keyed",
      "keyedData": {
        "dataFormat": "plainText",
        "cardNumber": "4539858876047062",
        "device": {
          "model": "paxA80",
          "serialNumber": "WPC202833004712"
        },
        "expiryDate": "1230"
      }
    }
  },
  "operator": "Jane",
  "customer": {
    "firstName": "Sarah",
    "lastName": "Hopper",
    "billingAddress": {
      "address1": "1 Example Ave.",
      "city": "Chicago",
      "state": "Illinois",
      "country": "US",
      "postalCode": "60056",
      "address2": "Example Address Line 2",
      "address3": "Example Address Line 3"
    },
    "shippingAddress": {
      "recipientName": "Sarah Hopper",
      "address": {
        "address1": "1 Example Ave.",
        "city": "Chicago",
        "state": "Illinois",
        "country": "US",
        "postalCode": "60056",
        "address2": "Example Address Line 2",
        "address3": "Example Address Line 3"
      }
    }
  },
  "customFields": [
    {
      "name": "yourCustomField",
      "value": "abc123"
    }
  ]
}'
```

**`Card Payment`**

```python
import requests

url = "https://api.payroc.com/v1/payments"

payload = {
    "channel": "web",
    "processingTerminalId": "1234001",
    "order": {
        "orderId": "OrderRef6543",
        "amount": 4999,
        "currency": "USD",
        "description": "Large Pepperoni Pizza"
    },
    "paymentMethod": {
        "type": "card",
        "cardDetails": {
            "entryMethod": "keyed",
            "keyedData": {
                "dataFormat": "plainText",
                "cardNumber": "4539858876047062",
                "device": {
                    "model": "paxA80",
                    "serialNumber": "WPC202833004712"
                },
                "expiryDate": "1230"
            }
        }
    },
    "operator": "Jane",
    "customer": {
        "firstName": "Sarah",
        "lastName": "Hopper",
        "billingAddress": {
            "address1": "1 Example Ave.",
            "city": "Chicago",
            "state": "Illinois",
            "country": "US",
            "postalCode": "60056",
            "address2": "Example Address Line 2",
            "address3": "Example Address Line 3"
        },
        "shippingAddress": {
            "recipientName": "Sarah Hopper",
            "address": {
                "address1": "1 Example Ave.",
                "city": "Chicago",
                "state": "Illinois",
                "country": "US",
                "postalCode": "60056",
                "address2": "Example Address Line 2",
                "address3": "Example Address Line 3"
            }
        }
    },
    "customFields": [
        {
            "name": "yourCustomField",
            "value": "abc123"
        }
    ]
}
headers = {
    "Idempotency-Key": "8e03978e-40d5-43e8-bc93-6894a57f9324",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())
```

**`Card Payment`**

```javascript
const url = 'https://api.payroc.com/v1/payments';
const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '8e03978e-40d5-43e8-bc93-6894a57f9324',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: '{"channel":"web","processingTerminalId":"1234001","order":{"orderId":"OrderRef6543","amount":4999,"currency":"USD","description":"Large Pepperoni Pizza"},"paymentMethod":{"type":"card","cardDetails":{"entryMethod":"keyed","keyedData":{"dataFormat":"plainText","cardNumber":"4539858876047062","device":{"model":"paxA80","serialNumber":"WPC202833004712"},"expiryDate":"1230"}}},"operator":"Jane","customer":{"firstName":"Sarah","lastName":"Hopper","billingAddress":{"address1":"1 Example Ave.","city":"Chicago","state":"Illinois","country":"US","postalCode":"60056","address2":"Example Address Line 2","address3":"Example Address Line 3"},"shippingAddress":{"recipientName":"Sarah Hopper","address":{"address1":"1 Example Ave.","city":"Chicago","state":"Illinois","country":"US","postalCode":"60056","address2":"Example Address Line 2","address3":"Example Address Line 3"}}},"customFields":[{"name":"yourCustomField","value":"abc123"}]}'
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

**`Card Payment`**

```go
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.payroc.com/v1/payments"

	payload := strings.NewReader("{\n  \"channel\": \"web\",\n  \"processingTerminalId\": \"1234001\",\n  \"order\": {\n    \"orderId\": \"OrderRef6543\",\n    \"amount\": 4999,\n    \"currency\": \"USD\",\n    \"description\": \"Large Pepperoni Pizza\"\n  },\n  \"paymentMethod\": {\n    \"type\": \"card\",\n    \"cardDetails\": {\n      \"entryMethod\": \"keyed\",\n      \"keyedData\": {\n        \"dataFormat\": \"plainText\",\n        \"cardNumber\": \"4539858876047062\",\n        \"device\": {\n          \"model\": \"paxA80\",\n          \"serialNumber\": \"WPC202833004712\"\n        },\n        \"expiryDate\": \"1230\"\n      }\n    }\n  },\n  \"operator\": \"Jane\",\n  \"customer\": {\n    \"firstName\": \"Sarah\",\n    \"lastName\": \"Hopper\",\n    \"billingAddress\": {\n      \"address1\": \"1 Example Ave.\",\n      \"city\": \"Chicago\",\n      \"state\": \"Illinois\",\n      \"country\": \"US\",\n      \"postalCode\": \"60056\",\n      \"address2\": \"Example Address Line 2\",\n      \"address3\": \"Example Address Line 3\"\n    },\n    \"shippingAddress\": {\n      \"recipientName\": \"Sarah Hopper\",\n      \"address\": {\n        \"address1\": \"1 Example Ave.\",\n        \"city\": \"Chicago\",\n        \"state\": \"Illinois\",\n        \"country\": \"US\",\n        \"postalCode\": \"60056\",\n        \"address2\": \"Example Address Line 2\",\n        \"address3\": \"Example Address Line 3\"\n      }\n    }\n  },\n  \"customFields\": [\n    {\n      \"name\": \"yourCustomField\",\n      \"value\": \"abc123\"\n    }\n  ]\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "8e03978e-40d5-43e8-bc93-6894a57f9324")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

**`Card Payment`**

```ruby
require 'uri'
require 'net/http'

url = URI("https://api.payroc.com/v1/payments")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = '8e03978e-40d5-43e8-bc93-6894a57f9324'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"channel\": \"web\",\n  \"processingTerminalId\": \"1234001\",\n  \"order\": {\n    \"orderId\": \"OrderRef6543\",\n    \"amount\": 4999,\n    \"currency\": \"USD\",\n    \"description\": \"Large Pepperoni Pizza\"\n  },\n  \"paymentMethod\": {\n    \"type\": \"card\",\n    \"cardDetails\": {\n      \"entryMethod\": \"keyed\",\n      \"keyedData\": {\n        \"dataFormat\": \"plainText\",\n        \"cardNumber\": \"4539858876047062\",\n        \"device\": {\n          \"model\": \"paxA80\",\n          \"serialNumber\": \"WPC202833004712\"\n        },\n        \"expiryDate\": \"1230\"\n      }\n    }\n  },\n  \"operator\": \"Jane\",\n  \"customer\": {\n    \"firstName\": \"Sarah\",\n    \"lastName\": \"Hopper\",\n    \"billingAddress\": {\n      \"address1\": \"1 Example Ave.\",\n      \"city\": \"Chicago\",\n      \"state\": \"Illinois\",\n      \"country\": \"US\",\n      \"postalCode\": \"60056\",\n      \"address2\": \"Example Address Line 2\",\n      \"address3\": \"Example Address Line 3\"\n    },\n    \"shippingAddress\": {\n      \"recipientName\": \"Sarah Hopper\",\n      \"address\": {\n        \"address1\": \"1 Example Ave.\",\n        \"city\": \"Chicago\",\n        \"state\": \"Illinois\",\n        \"country\": \"US\",\n        \"postalCode\": \"60056\",\n        \"address2\": \"Example Address Line 2\",\n        \"address3\": \"Example Address Line 3\"\n      }\n    }\n  },\n  \"customFields\": [\n    {\n      \"name\": \"yourCustomField\",\n      \"value\": \"abc123\"\n    }\n  ]\n}"

response = http.request(request)
puts response.read_body
```

**`Card Payment`**

```java
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://api.payroc.com/v1/payments")
  .header("Idempotency-Key", "8e03978e-40d5-43e8-bc93-6894a57f9324")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"channel\": \"web\",\n  \"processingTerminalId\": \"1234001\",\n  \"order\": {\n    \"orderId\": \"OrderRef6543\",\n    \"amount\": 4999,\n    \"currency\": \"USD\",\n    \"description\": \"Large Pepperoni Pizza\"\n  },\n  \"paymentMethod\": {\n    \"type\": \"card\",\n    \"cardDetails\": {\n      \"entryMethod\": \"keyed\",\n      \"keyedData\": {\n        \"dataFormat\": \"plainText\",\n        \"cardNumber\": \"4539858876047062\",\n        \"device\": {\n          \"model\": \"paxA80\",\n          \"serialNumber\": \"WPC202833004712\"\n        },\n        \"expiryDate\": \"1230\"\n      }\n    }\n  },\n  \"operator\": \"Jane\",\n  \"customer\": {\n    \"firstName\": \"Sarah\",\n    \"lastName\": \"Hopper\",\n    \"billingAddress\": {\n      \"address1\": \"1 Example Ave.\",\n      \"city\": \"Chicago\",\n      \"state\": \"Illinois\",\n      \"country\": \"US\",\n      \"postalCode\": \"60056\",\n      \"address2\": \"Example Address Line 2\",\n      \"address3\": \"Example Address Line 3\"\n    },\n    \"shippingAddress\": {\n      \"recipientName\": \"Sarah Hopper\",\n      \"address\": {\n        \"address1\": \"1 Example Ave.\",\n        \"city\": \"Chicago\",\n        \"state\": \"Illinois\",\n        \"country\": \"US\",\n        \"postalCode\": \"60056\",\n        \"address2\": \"Example Address Line 2\",\n        \"address3\": \"Example Address Line 3\"\n      }\n    }\n  },\n  \"customFields\": [\n    {\n      \"name\": \"yourCustomField\",\n      \"value\": \"abc123\"\n    }\n  ]\n}")
  .asString();
```

**`Card Payment`**

```php
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://api.payroc.com/v1/payments', [
  'body' => '{
  "channel": "web",
  "processingTerminalId": "1234001",
  "order": {
    "orderId": "OrderRef6543",
    "amount": 4999,
    "currency": "USD",
    "description": "Large Pepperoni Pizza"
  },
  "paymentMethod": {
    "type": "card",
    "cardDetails": {
      "entryMethod": "keyed",
      "keyedData": {
        "dataFormat": "plainText",
        "cardNumber": "4539858876047062",
        "device": {
          "model": "paxA80",
          "serialNumber": "WPC202833004712"
        },
        "expiryDate": "1230"
      }
    }
  },
  "operator": "Jane",
  "customer": {
    "firstName": "Sarah",
    "lastName": "Hopper",
    "billingAddress": {
      "address1": "1 Example Ave.",
      "city": "Chicago",
      "state": "Illinois",
      "country": "US",
      "postalCode": "60056",
      "address2": "Example Address Line 2",
      "address3": "Example Address Line 3"
    },
    "shippingAddress": {
      "recipientName": "Sarah Hopper",
      "address": {
        "address1": "1 Example Ave.",
        "city": "Chicago",
        "state": "Illinois",
        "country": "US",
        "postalCode": "60056",
        "address2": "Example Address Line 2",
        "address3": "Example Address Line 3"
      }
    }
  },
  "customFields": [
    {
      "name": "yourCustomField",
      "value": "abc123"
    }
  ]
}',
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'Content-Type' => 'application/json',
    'Idempotency-Key' => '8e03978e-40d5-43e8-bc93-6894a57f9324',
  ],
]);

echo $response->getBody();
```

**`Card Payment`**

```csharp
using RestSharp;

var client = new RestClient("https://api.payroc.com/v1/payments");
var request = new RestRequest(Method.POST);
request.AddHeader("Idempotency-Key", "8e03978e-40d5-43e8-bc93-6894a57f9324");
request.AddHeader("Authorization", "Bearer <token>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"channel\": \"web\",\n  \"processingTerminalId\": \"1234001\",\n  \"order\": {\n    \"orderId\": \"OrderRef6543\",\n    \"amount\": 4999,\n    \"currency\": \"USD\",\n    \"description\": \"Large Pepperoni Pizza\"\n  },\n  \"paymentMethod\": {\n    \"type\": \"card\",\n    \"cardDetails\": {\n      \"entryMethod\": \"keyed\",\n      \"keyedData\": {\n        \"dataFormat\": \"plainText\",\n        \"cardNumber\": \"4539858876047062\",\n        \"device\": {\n          \"model\": \"paxA80\",\n          \"serialNumber\": \"WPC202833004712\"\n        },\n        \"expiryDate\": \"1230\"\n      }\n    }\n  },\n  \"operator\": \"Jane\",\n  \"customer\": {\n    \"firstName\": \"Sarah\",\n    \"lastName\": \"Hopper\",\n    \"billingAddress\": {\n      \"address1\": \"1 Example Ave.\",\n      \"city\": \"Chicago\",\n      \"state\": \"Illinois\",\n      \"country\": \"US\",\n      \"postalCode\": \"60056\",\n      \"address2\": \"Example Address Line 2\",\n      \"address3\": \"Example Address Line 3\"\n    },\n    \"shippingAddress\": {\n      \"recipientName\": \"Sarah Hopper\",\n      \"address\": {\n        \"address1\": \"1 Example Ave.\",\n        \"city\": \"Chicago\",\n        \"state\": \"Illinois\",\n        \"country\": \"US\",\n        \"postalCode\": \"60056\",\n        \"address2\": \"Example Address Line 2\",\n        \"address3\": \"Example Address Line 3\"\n      }\n    }\n  },\n  \"customFields\": [\n    {\n      \"name\": \"yourCustomField\",\n      \"value\": \"abc123\"\n    }\n  ]\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

**`Card Payment`**

````swift
import Foundation

let headers = [
  "Idempotency-Key": "8e03978e-40d5-43e8-bc93-6894a57f9324",
  "Authorization": "Bearer <token>",
  "Content-Type": "application/json"
]
let parameters = [
  "channel": "web",
  "processingTerminalId": "1234001",
  "order": [
    "orderId": "OrderRef6543",
    "amount": 4999,
    "currency": "USD",
    "description": "Large Pepperoni Pizza"
  ],
  "paymentMethod": [
    "type": "card",
    "cardDetails": [
      "entryMethod": "keyed",
      "keyedData": [
        "dataFormat": "plainText",
        "cardNumber": "4539858876047062",
        "device": [
          "model": "paxA80",
          "serialNumber": "WPC202833004712"
        ],
        "expiryDate": "1230"
      ]
    ]
  ],
  "operator": "Jane",
  "customer": [
    "firstName": "Sarah",
    "lastName": "Hopper",
    "billingAddress": [
      "address1": "1 Example Ave.",
      "city": "Chicago",
      "state": "Illinois",
      "country": "US",
      "postalCode": "60056",
      "address2": "Example Address Line 2",
      "address3": "Example Address Line 3"
    ],
    "shippingAddress": [
      "recipientName": "Sarah Hopper",
      "address": [
        "address1": "1 Example Ave.",
        "city": "Chicago",
        "state": "Illinois",
        "country": "US",
        "postalCode": "60056",
        "address2": "Example Address Line 2",
        "address3": "Example Address Line 3"
      ]
    ]
  ],
  "customFields": [
    [
      "name": "yourCustomField",
      "value": "abc123"
    ]
  ]
] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://api.payroc.com/v1/payments")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: \{ (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```nse fields

If your request is successful, we create the payment and return a response. The response contains the following fields:

### Schema (`response.body`)

[Response body schema for `POST /payments`](/api/payment)

le response

### Response (201)

```json
{
  "paymentId": "M2MJOG6O2Y",
  "processingTerminalId": "1234001",
  "order": {
    "orderId": "OrderRef6543",
    "amount": 4999,
    "currency": "USD",
    "dateTime": "2024-07-02T15:30:00Z",
    "description": "Large Pepperoni Pizza"
  },
  "card": {
    "type": "MasterCard",
    "entryMethod": "keyed",
    "cardNumber": "453985******7062",
    "expiryDate": "1230",
    "securityChecks": {
      "cvvResult": "M",
      "avsResult": "Y"
    }
  },
  "transactionResult": {
    "status": "ready",
    "responseCode": "A",
    "type": "sale",
    "approvalCode": "OK3",
    "authorizedAmount": 4999,
    "currency": "USD",
    "responseMessage": "OK3"
  },
  "operator": "Jane",
  "customer": {
    "firstName": "Sarah",
    "lastName": "Hopper",
    "billingAddress": {
      "address1": "1 Example Ave.",
      "address2": "Example Address Line 2",
      "address3": "Example Address Line 3",
      "city": "Chicago",
      "state": "Illinois",
      "country": "US",
      "postalCode": "60056"
    },
    "shippingAddress": {
      "recipientName": "Sarah Hopper",
      "address": {
        "address1": "1 Example Ave.",
        "address2": "Example Address Line 2",
        "address3": "Example Address Line 3",
        "city": "Chicago",
        "state": "Illinois",
        "country": "US",
        "postalCode": "60056"
      }
    }
  },
  "supportedOperations": [
    "capture",
    "fullyReverse",
    "partiallyReverse",
    "incrementAuthorization",
    "adjustTip",
    "setAsPending"
  ],
  "customFields": [
    {
      "name": "yourCustomField",
      "value": "abc123"
    }
  ]
}
````