Solutions

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# One payments platform. *Two ways to build on it.*

Payroc offers two integration tracks to fit different partner needs. Get up and running with minimal development effort, or build with the full power of our platform.

[Compare Essentials and Full Stack](#compare) [Explore the integration guides](/guides)

**Low-code** Essentials integration

**Full API** Full Stack integration

**In person** Payment device solutions

**Online** Hosted and API payment options

Choose your path

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## Essentials or Full Stack

Choose the integration effort, feature set and level of control that fit your team.

Essentials

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### Get up and running with low-code

Powerful payment solutions without a lengthy development project.

| Attribute | Essentials |
| --- | --- |
| Best for | Quick setup, self-service integration |
| Integration effort | Low-code |
| Features | Reduced feature set |
| Payroc involvement | Minimal after setup |
| Upgrade path | [Contact us](https://payroc.com/contacts-developer/) to move to Full Stack at any time |

[Explore Essentials](#essentials) [Essentials overview](/solutions/essentials)

Full Stack

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### Build with the full platform

Deep API integrations, advanced features and closer Payroc partnership.

| Attribute | Full Stack |
| --- | --- |
| Best for | Deep customization and control |
| Integration effort | Full API |
| Features | Full feature set |
| Payroc involvement | Closer ongoing partnership |
| Capabilities | Board merchants, take payments, view reports and fund merchants |

[Explore Full Stack](#full-stack) [Full Stack overview](/solutions/full-stack)

Essentials

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## Low-code payment solutions

Choose from in-person and online payment options. Once you have your API key, our self-service solutions let you integrate and go live on your own schedule.

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### Hosted Payment Page

Add a secure Payroc-hosted payment page to a merchant's website. We handle the customer's sensitive payment information, reducing the merchant's PCI compliance obligations.

- No payment form to build or maintain
- Card and bank transfer payments
- One-time payments and subscription billing
- Customizable checkout experience

**Online** Channel

**Low-code** Integration

[Learn about Hosted Payment Page](/solutions/essentials/online-payments/hosted-payment-page)

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### Payment Links

Create a shareable link to a secure hosted payment page. Request payments for invoices, donations or one-off purchases without a website or checkout integration.

- Share links through your preferred channel
- One-time or reusable links
- Fixed or customer-entered amounts
- Manage links through the API or Self-Care Portal

**Online** Channel

**Hosted link** Payment experience

[Learn about Payment Links](/solutions/essentials/online-payments/payment-links)

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### Payroc Cloud

Connect your POS to payment devices through our gateway to run card sales and refunds. Your POS does not need a direct connection to the payment device.

- Low-code POS integration
- Devices in different physical locations
- Android and non-Android device options
- Cloud-based device management

**In person** Channel

**Through the gateway** Connection

[Learn about Essentials Payroc Cloud](/solutions/essentials/in-person-payments/payroc-cloud)

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### Hosted Fields

Embed payment fields directly in a merchant's checkout page so customers can complete payments without a redirect.

- Hosted card, ACH and PAD fields
- Tokenized payment details
- Built-in input validation
- Customize the checkout appearance

**Online** Channel

**Embedded fields** Payment experience

[Learn about Hosted Fields](/solutions/essentials/online-payments/hosted-fields)

[All Essentials in-person solutions](/solutions/essentials/in-person-payments) [All Essentials online solutions](/solutions/essentials/online-payments)

Full Stack

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## Payments as part of your product

Use a single specialized solution or a complete end-to-end payments platform. Full Stack covers merchant boarding, payments, reporting and funding.

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### Board merchants

Scale your business by adding merchants with our boarding solutions.

[Explore merchant boarding](/solutions/full-stack/board-merchants/boarding)

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### Take payments

Use physical devices at the point of sale and e-commerce solutions for online payments.

- In-person payments with physical devices
- Online payments through our API and hosted solutions
- Payroc Cloud for semi-integrated payments

[Full Stack in-person solutions](/solutions/full-stack/take-payments/in-person-payments) [Full Stack online solutions](/solutions/full-stack/take-payments/online-payments) [Full Stack Payroc Cloud](/solutions/full-stack/take-payments/in-person-payments/payroc-cloud)

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### View reports

Access live transaction data from your merchants. View settled transactions and batches to reconcile transactions and verify merchant payouts.

[Real-time transaction data](/solutions/full-stack/view-reports/real-time-transaction-data) [Settlement data](/solutions/full-stack/view-reports/settlement-data)

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### Fund merchants

Pay your merchants with our funding solutions.

[Explore merchant funding](/solutions/full-stack/fund-merchants/funding)

Build with the documentation

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## Choose your next step

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### Follow a guide

Work through the shared integration procedures for your chosen solution.

[Browse the guides](/guides)

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### Explore the API

Read the authentication guidance and canonical operation reference.

[Open the API reference](/api)

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### Follow a workflow

Explore documented sequences of API requests and integration steps.

[Browse the workflows](/workflows)

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## Find the right solution for your integration.

Compare the two tracks, explore their guides, or contact our experts for help choosing the solution that fits your needs.

[Explore the guides](/guides) [Contact our team](https://payroc.com/contacts-developer/)