# Run a bank-transfer (ACH/PAD) sale.

Run a bank-transfer (ACH/PAD) sale.

1. Run a bank-transfer sale by POSTing to /bank-transfer-payments with the customer's ACH (US) or PAD (Canada) bank details. The example uses an ACH payload; for PAD send `type: pad` with transit/institution details. There is no autoCapture flag on this endpoint — a bank-transfer payment is always a sale.
 [bankTransferPayment](/api/bank-transfer-payment)

## Workflow diagram

```mermaid
flowchart TD
  step0["1. bank-transfer sale request · API"]
```