# Create a funding recipient, then optionally add extra accounts and owners.

Create a funding recipient, then optionally add extra accounts and owners.

1. Create the funding recipient. Owners and funding accounts are supplied inline here - at least one owner and at least one credit funding account are required. The gateway returns the recipientId used by all follow-on actions, and the fundingAccountId of the inline credit funding account (the destination that funding instructions target).
 [createFundingRecipient](/api/create-funding-recipient)
2. OPTIONAL — add an additional funding account to the recipient beyond the one supplied inline at creation. A recipient's funding account accepts only use: credit. Reuses the recipientId from step 1.
 [createFundRecipientFundingAccount](/api/create-fund-recipient-funding-account)
3. OPTIONAL — add an additional owner to the recipient beyond the one supplied inline at creation. Only one owner across the recipient can be the control prong. Reuses the recipientId from step 1.
 [createFundRecipientOwner](/api/create-fund-recipient-owner)

## Workflow diagram

```mermaid
flowchart TD
  step0["1. create funding recipient · API"]
  step1["2. add funding account · API"]
  step0 --> step1
  step2["3. add owner · API"]
  step1 --> step2
```