Funding
Use our Funding solution to determine how and when settled transaction funds are delivered to a merchant’s bank account. We offer a standard funding model and dynamic funding model, so you can choose the model that best fits the merchant’s business and operational needs.
Different funding models
Key capabilities of the standard funding model
Simple, routine deposits
- Schedule fixed daily deposits, which gives merchants clear visibility of payouts.
- Support merchants with predictable transaction patterns.
Fast setup
- Quickly activate new merchants at boarding.
- Include standard fee and billing arrangements.
Advanced fee handling
- Separate billing and deposit accounts to manage fee deductions more precisely.
- Reduce volatilty in deposits by isolating fees from settlement amounts.
Key capabilities of the dynamic funding model
Flexible fund allocation
- Distribute funds across multiple bank accounts based on business logic, operational needs, or risk.
- Control when each merchant and third party receives funds.
Advanced fee handling
- Separate billing and deposit accounts to manage fee deductions more precisely.
- Reduce volatilty in deposits by isolating fees from settlement amounts.
Scalable configuration
- Add or change funding instructions as merchants grow or business needs evolve.
- Adapt funding to expanding merchant locations, brands, or payment flows.
How to use Funding
Choose the funding model that aligns best with your business requirements:
- Standard funding model - To use our standard funding model, contact us.
- Dynamic funding model - Integrate with our medium-code Funding endpoints to create funding accounts, funding recipients, and funding instructions. For detailed information about our Funding endpoints, go to our API Explorer.
