Payroc API for online payments

Use our powerful API to manage the complete online payment experience for your merchants. Pick and choose from our comprehensive suite of features and methods to create a bespoke solution for online payments.

Our Payroc API is ideal if you want to have full control over the payment flow that you want to offer.

Key capabilities

Maximum flexibility

• Process all types of transactions, including sales, pre-authorizations, captures, refunds, and reversals.
• Design a fully custom checkout page for maximum control or use payment links to reduce development effort.
• Accept multiple payment methods, including card, bank transfers, and digital wallets.

Advanced fraud prevention

• Use 3-D Secure, AVS, and CVV checks to rigorously verify customer identity and reduce fraud.
• Validate payment details without running a transaction to reduce unnecessary processing fees and errors.
• Rely on our built-in encryption tools for every transaction to meet security standards with zero effort.

Powerful features

• Offer surcharging options to offset the merchant’s processing fees.
• Run reports to gain immediate, actionable insights for your merchants.
• Accept specialized cards like EBT SNAP and various healthcare cards.
• Create payment schedules that tell us when to take money from customers.
• Save payment details using tokenization to improve the checkout flow and reduce your merchants’ PCI burden when running regular payments.

Speed to market

• Lean on our experts for ongoing support and advice to get the most out of your solution.
• Download our SDKs or follow our comprehensive guides to streamline your development process.

How to use the Payroc API

Follow our comprehensive guides to quickly launch your integration. Our guides cover the basic functions of the API, including:

• Run sales and refunds.
• Save a customer’s payment details.
• Verify a customer’s payment details.
• Schedule repeat payments.

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