Card Payments

Merchants can use the Dynamic currency conversion (DCC) service to give cardholders the option to pay in their own currency if the merchant…

The interchange fee is a non-negotiable fee set by card brands for the use of their networks. Payment processors like Payroc use the card…

If offline processing is enabled on a terminal, the terminal can still accept payments when it can’t connect to the gateway, for example, if…

Merchants use payment plans and subscriptions to take repeat payments from their customers. A payment plan is a template that describes how…

When running a transaction, we recommend that a merchant verifies the payment method to make sure that the person using the card is the…

Payroc Cloud is our semi-integrated payments solution that you can use to run card sales and refunds. With Payroc Cloud, your Point of Sale…

Refunds and reversals are ways to return a payment to a customer. Whether you choose to refund a payment or to reverse a payment depends on…

Issuing banks use 3-D Secure to help prevent fraud in e-commerce payments. When a merchant runs an e-commerce payment, they can send details…

When a customer pays with their credit card, a merchant can add a surcharge to the customer’s total price to cover the cost of the merchant…