PayByCloud

PayByCloud is our semi-integrated payments solution that you can use to run card sales and refunds. With PayByCloud, your Point of Sale (POS) system uses our gateway to communicate with the payment device. There are two main ways that you can use PayByCloud:

• Separate POS and payment device - Because the communication goes through our gateway, the payment device can be on a different network or even in a different location.
• POS app and Payroc app on the same payment device - Switch from your POS app to our Payroc app, which captures the card details and then sends them to our gateway.

How it works

Your POS or POS app sends transaction information to our gateway, which then passes the information to the payment device. The payment device then uses the information to run the transaction.

After the payment device completes the transaction, you can use the methods in our Payroc API to run follow-on actions.

Differences with fully integrated solutions

Effort

Fully integrated: You need to develop a method for your POS to communicate with your payment device. You may also need to develop an app for the payment device. PayByCloud: Your POS communicates with the payment device through our gateway. Your POS can even communicate with payment devices on different networks.

Security

Fully integrated: You need to develop an app for the payment device and make sure it follows the Payment Application Data Security Standards (PA-DSS), or Payment Card Industry Data Security Standards (PCI-DSS). PayByCloud: You use our Payroc app, which already follows PCI-DSS principles.

What we do

We provide the payments devices with the Payroc app installed. Note: When you use PayByCloud, the Payroc app runs only sales and refunds.

What you do

Integrate your POS software with our API. To help you integrate, follow our guides.